Mortgage notes
As established, the mortgage is directly linked to a specific obligation and asset. When the debt it guarantees is structured in installments and documented through separate instruments, these can be registered alongside the …
Real collateral
The growing investment in plant and equipment, and the significant weight of fixed assets within capital projects, explain why a substantial portion of medium- and long-term credit is secured through real collateral. Within b…
Personal guarantees
Although real guarantees are of primary interest in banking operations, personal guarantees—particularly those of the client—constitute the initial basis of any credit transaction. These are grounded in attributes such as rel…
Adjustment clauses
The growing inflationary process has introduced into banking operations a varied number of instruments that attempt to correct the monetary distortions produced by that process, both in capital and in interest. For that reaso…
Use of Credit
Through its various forms, credit is essential to finance the expansion of operations, not only because it makes growth possible, but also because it allows the exploitation of leverage when the cost of borrowed capital (cred…
Cash Flow Projection Horizon
The period over which the net cash flows generated by a project are to be considered is of paramount importance for evaluation purposes. It is necessary to define a specific horizon, since it is entirely unrealistic and impra…
Qué implicaciones tienen las mega functions en el sector financiero
Un punteo sobre las nuevas planificaciones de grandes compañías en un contexto actual. El sector financiero atraviesa una gran transformación, …
Acciones Tech vs. Energéticas: ¿Cuál de los sectores en auge es mejor para la inversión?
Ambas industrias atraviesan un gran crecimiento pero también sus ofrecimientos son distintos. Un punteo de sus características para tomar una …
¿El oro como activo refugio sigue siendo la mejor opción?
Este metal es uno de los más populares entre los inversores de grandes carteras, pero las nuevas innovaciones puede destronar. …
Invertir en agua: ¿Es este recurso el oro azul de la nueva década?
Al tratarse de un recurso finito, su escasez es una gran preocupación mundial. Cómo las inversiones podrían sumar a la …
